Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of buying a home can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home? Closing costs. Your closing costs are […]
You’ve most likely heard the rule: Save for a 20-percent down payment before you plan on purchasing a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there […]
As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, a short sale or foreclosure will provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. […]
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